Maksa osamaksulla


Purchase your product and pay over time with installments – the most low-cost and user-friendly installment loan for purchasing our products! offers easy financing – without a catch.
There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.

Using installments at checkout is extremely simple, convenient and fast.
Just select suitable period and insert your contact details for a real-time decision – complete your purchase within 60 seconds!

When making a purchase using installments you receive the product right away (store ships your order immediately). installments can be used for making larger purchases as well as smaller ones.

  • Add products to cart
  • For payment method select installments in check out.
  • Pick a loan period that fits your budget and complete the purchase with digital signing (Mobile-ID or ID-card signature). installments conditions:

  • Interest rate from 0% up to 14.90%.
  • Contract fee from 0 EUR
  • Period up to 4 years
  • People, who qualify for installments, must remain in the age range of 18-70 years and have an Estonian citizenship. installment loan is provided by ESTO AS (reg.code 14180709)
Review the terms and conditions at and consult with our expert.


The installment loan is a financial obligation. Please assess your financial position and think about whether you really need the loan before you submit the application, so you can be sure that you are able to repay the loan in a timely manner. The monthly payment is 197.14€ and annual rate of charge is 31.12% on the following sample terms and conditions: loan amount 2049€, annual interest rate of 14% on the outstanding balance (fixed), contract fee 14.90€ and repayment period of 12 months.




LHV hire-purchase makes it possible to pay for goods / services in instalments.
Complete an application here or at our shop, and we will provide you with a quotation straight away.

  • We will respond to your application within minutes.
  • Down payment starting from 0 euros.
  • Calculated based on the loan balance only.

You yourself can select a monthly payment amount and a repayment period that suits you.
Purchase amount    12 months    24 months    36 months    48 months
                   €300               €27             €15               €11               €8
                   €500               €45             €24               €18             €14
                 €1000               €91             €49               €35             €28
                 €3000             €272           €147             €105             €85

This is a rounded sample monthly payment, if the interest rate is 15.9%.
The eventual monthly payment is specified in the contract.

Conditions of hire-purchase

  • A decision granting hire-purchase is valid for 90 days. During this period, you can apply the limit provided to purchase goods or services.
  • Minimum applicant income EUR 250 per month.
  • Term of contract up to 48 months.
  • Contract fee starting from EUR 9.90.

LHV hire-purchase may also be used by a company that has been operating for at least one year. To do so, file an application, the annual report of the company for the past year, and the balance sheet and profit report as at the last month. E-mail the documents to, and an offer will be sent to you within three days, at the latest. If necessary, we will request a surety from the owner of the company, from a member of the board, or from another company.

Additional information
6802 700, 09.00 to 21.00 daily

Hire-purchase is provided by AS LHV Finance. Review the terms and conditions at the sales point or and consult our expert.
The hire-purchase service is offered by AS LHV Finance. Review the terms and conditions at the vendor or the address and consult our expert. The monthly hire-purchase payment is 37,91 € and the annual percentage rate of charge is 25,59% on the following sample terms and conditions: cost of the product/service 700 €, down-payment 0%, credit amount 700 €, annual interest rate of 19,9% on the outstanding balance (fixed), contract fee 19,9 €, hire-purchase period of 23 months, with monthly annuity payments, in the total sum of 871,93 € and the total sum of monthly payments being 871,93 €.